For just about as long as human beings have been walking this earth, we’ve been doing our best to develop social relationships and bonds with the animals around us. Somehow, way back in the mists of prehistory, we managed to breed wolves into dogs. There’s […]
When you’re a parent to young children, it can be one of the most exhausting times of your life. It can be physically tiring to wake up in the night and not get a full night’s sleep. It can also be tiring to chase after […]
Not everybody follows the playbook of life. Not everybody makes their money early, finds somebody that they love, dates them for five years before getting engaged and subsequently married, and then has kids. For some people, life isn’t as straightforward as that. Some couples already have children and other commitments when they marry. And other couples don’t really have the funds needed for a wedding when they plan on getting married. And it is these couples that may benefit from having a practical wedding, rather than a big, glitzy one. For advice on how to plan the perfect practical wedding, make sure to read on.
All weddings, practical or not, center around the rings. They are the bands that show a commitment between the couple who are eloping. They are the climax of the whole wedding ceremony. They are, truly, one of the most parts of any wedding. And because they’re so important, and so expensive, it’s imperative that the right ones are chosen. And to ensure that the right ones are chosen, a practical approach when choosing them should be taken. This could mean picking out rings that don’t break the bank. Or it could mean letting somebody who knows about engagement rings pick it out: this could even be the bride to be herself. Yes, it may go against tradition for women to be involved with the picking of the engagement ring. Yes, it may kill the romance, spontaneity and traditional magic of her seeing the ring for the first time during the proposal. But, for practical reasons, it’s probably best to let the bride to be have an impact in the choosing of her engagement ring, just to ensure the right one is chosen. So, for any grooms to be out there that are planning on planning a practical wedding, don’t be afraid to look at sites such as Tacori with your other half. By doing so, you could save yourself on embarrassment, time and money.
To practically plan a wedding, you have to do more than be practical with the choosing of the engagement ring; you also have to be practical with your plans for the big day too. And one of the most important things you you have to be practical with is who you send wedding invitations out to. By over-inviting you leave yourself susceptible to blowing your whole budget on guest expenses before you’ve ever thought about yourself. So, don’t over invite! Extend invitations to family and close friends first and foremost, and then work from there. And as you work from there, try to remember to use your head rather than your heart. By doing that, you give yourself a better chance of sticking to your wedding budget.
Weddings can be practical and still be a day to remember, no matter what anybody says. Practical weddings can be just a good a day as big, glitzy ones are. In fact, they have the potential to be even better. So, don’t feel obliged to keep up with the Joneses in regards to your wedding planning. Do it your way, in your time. And if this means doing it practically, do it practically!
All mothers and fathers to be will feel excited at the prospect of welcoming their first child into the world and bringing the baby home. Of course, the issue is that most family homes aren’t geared up for the little ones. For that reason, parents […]
Household budgets are a pain to plan and even harder to stick to! Life doesn’t seem to get any cheaper as the years go by. The kids need more and more clothes and toys and books. Then they have all their classes and activities that need to be paid for. Extra child care when you least expect it can also throw your budget out of whack. So when on earth are you supposed to be able to plan for your future when every cent is going on today?
As your family grows, there is a good chance you will need to make a few changes to your home to accommodate everyone. This takes a big cash injection to make happen. Of course, if you’ve been saving up over the years you won’t have to pay over the odds with an interest loan.
How can you do this? Try to put just a few dollars each month away in a savings pot. This will add up over the years, and you’ll be able to cover much of the cost of your home improvement.
All of us want our kids to have every possible opportunity in life. Much of this pivots on the quality of education we can afford for them. Not every child wants to go to college, but having the choice will depend largely on the money you have set aside.
Some parents start putting a dollar a week away from the day their kids are born. This isn’t a bad idea. Put that cash in a high-interest account, and you’ll be surprised by how much you have put away by the time they turn 18.
More Kids or Pets
If you know you want a large family, then you know there will come a tipping point where your monthly budget no longer covers the extra expense. Put off your pregnancy for a year. Choose a cheaper first pet for your child, like a hamster. You can save up enough to help as your child grows older. As always, a little each month can really grow quite big quickly.
It’s hard to believe right now, but there will come a time when you just can’t work for a living anymore. A pension provides a labor-free income for the rest of your life once you retire.
The trouble is, many parents are now self-employed and don’t have a pension pot! This is very important to sort out, so speak to a financial advisor about more flexible options. Try to put as much into this as possible to reap better rewards at retirement.
Your End Of Life
This, sadly, is inevitable, and it can be very expensive. Funerals alone can cost thousands, and if your mortgage isn’t paid off, your family might be in trouble. Read up on life insurance options at lifeinsurancequote.co to see which level of cover will suit your needs in the future. It might depend on your circumstances today.
So many of us are consumed with figuring out how to pay the bills today. We rarely consider the consequences of not planning for tomorrow. After all, it’s not an easy thing to think about.
If you’re struggling to put together a budget that works for you, why not see where you can make more savings? How do you find those extra few dollars for the future?
A lot of us can take a pet for granted, and if you’ve grown up around animals, you may be very aware of dogs and their temperaments. For anyone that is new to owning a pet, they are more similar to us than you realize. […]
For many people, having a baby is something that has been planned. It is rare to find someone that gets pregnant when they aren’t planning to. So as it is a conscious decision, it means that there are plenty of things that we can do […]
If you grew up with a pet, then no doubt you will have many happy memories of the time you had together. As it happens, just over sixty percent of American homes have a pet, meaning we are a nation that loves animals. However, there are still just under forty percent of homes that have no pet at all. With all of the benefits that come from raising children around pets, then it seems quite a sad statistic. If you’re not convinced about raising your children around animals, then here are some ideas and reason to get you inspired.
- Children that grow up around a pet are reported to have fewer health problems, especially when it comes to respiratory problems. So if you’re putting off getting a pet cat or dog because of them shedding, then it won’t be affecting your health as you might have thought.
- Pets can teach children responsibility. If they have a dog that needs to be walked or a fish that needs to be fed each day, then it gives them responsibility over that pet. This is an important lesson for us all to learn, so why not when they are young? Seeing the consequences of their actions, in both a positive and negative way, is also a good life lesson.
- Teaching children empathy and to have a nurturing side to them is also an important lesson that can be a result of having pets. Like us, our pets will get sick from time to time. But being able to care for a sick pet can be a great lesson for our children. Plus, if you have to give medication to your pet, such as equine laminitis treatment for your horse or an anti-tick and flea treatment for a dog, it requires time and patience. All good things to be learning when our children are younger.
- Studies have shown that children that grow up with a close animal companion are likely to have much higher self-esteem. You can see from some of the points above, that improved self-esteem could come from the things children learn as they have a pet; a kind of feeling of independence. It could just be that having a pet makes them more confident and like they are never alone. Either way, it is not going to be a bad thing for them.
- If you have children that are on the autistic spectrum or are diagnosed with ADHD, then having a pet at home, or a therapy dog has been shown to help them gain more confidence. It has also been recorded to show that autistic children’s speech and communication can be improved with a pet, as well as lowering their blood pressure.
If you’re thinking of getting a pet for your family, then as you can see, it is pretty much a no-brainer! Not only do they help in all of the ways mentioned above, but they also help to create a sense of fun at home as your children will always have a playmate that can feel just like part of the family.
If you’re busy parents; it can be a challenge to find the free time to spend with one-another and catch up on how you’ve been. Finding a babysitter isn’t always possible, and money and routines might be tight, especially if your older kids are now […]