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Planning a Practical Wedding

Planning a Practical Wedding

Not everybody follows the playbook of life. Not everybody makes their money early, finds somebody that they love, dates them for five years before getting engaged and subsequently married, and then has kids. For some people, life isn’t as straightforward as that. Some couples already […]

The Ins And Outs Of Getting Your Home Ready For A Baby

The Ins And Outs Of Getting Your Home Ready For A Baby

All mothers and fathers to be will feel excited at the prospect of welcoming their first child into the world and bringing the baby home. Of course, the issue is that most family homes aren’t geared up for the little ones. For that reason, parents […]

A Financial Checklist For New Parents

A Financial Checklist For New Parents

There’s a huge checklist of things that you need to do before you start a family. From baby proofing the house to setting up a nursery and buying all of the clothes and bottles you’re going to need, the list is endless. But on top of that, you also need to be sorting out your finances. The cost of raising a child is huge and there are all sorts of new financial considerations you need to make now you’re adding a third person to your family. When you’re expecting, don’t neglect this financial checklist.

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Insurance

Before you’re a parent, it isn’t so important to have life insurance. If the worst were to happen, there is nobody that depends on your income but you. Once you have a child all of that changes. They are completely dependent on you to look after them both emotionally and financially and if you leave them with nothing, they’re going to struggle. Look at sites like wholelifeinsurance.co for information on choosing the right policy for you. They’ll give you a free, no obligation quote so you can decide without having to commit to anything. Taking out a life insurance policy while you’re younger means that you’ll pay lower premiums and it’ll be cheaper in the long run.

It’s also important that you assess your health insurance to make sure that it covers all of your needs during pregnancy, and in the months following the birth.

Write A Will

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Now that you’re responsible for a child, things can get tricky after you’ve gone. If you haven’t got a will in place, there might be disputes about who gets what. You never know what could happen so it’s important that you make a will straight away. If anything were to happen to you, it’ll be an incredibly difficult time for your family and having to deal with dividing up your assets is just piling unnecessary strain on them.

Bulk Buy Membership

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Getting a membership for a warehouse store like Costco could save you a lot of money over the years. Buying things like diapers and food in bulk is a great way to save cash as well as reducing the amount of times that you need to go out to the grocery store which is a huge help in those early days. However, be careful that you don’t get carried away and start overbuying just because you can, otherwise, you’ll find yourself with a house full of baby stuff that you’ll never use.

Parental Leave

At least one of you is going to have to take some time off work and you need to factor in the financial impact of that. The USA is one of only three countries in the world that doesn’t have guaranteed paid parental leave. The closest thing you can get is 12 weeks of unpaid leave, but your job is guaranteed when you get back. 3 months without pay is a long time so you need to make sure you can actually afford that and if you can’t, consider returning to work a little earlier. When deciding which of you should take the time off, look at who earns the most and have them stay at work.

Ticking off the items on this financial checklist will make things a whole lot easier once your new baby arrives.

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Does Your Budget Include Future Planning?

Does Your Budget Include Future Planning?

Household budgets are a pain to plan and even harder to stick to! Life doesn’t seem to get any cheaper as the years go by. The kids need more and more clothes and toys and books. Then they have all their classes and activities that […]

You & Your Dog’s Health: They’re Not Too Dissimilar!

You & Your Dog’s Health: They’re Not Too Dissimilar!

A lot of us can take a pet for granted, and if you’ve grown up around animals, you may be very aware of dogs and their temperaments. For anyone that is new to owning a pet, they are more similar to us than you realize. […]

The Doctor Will See You Now: Getting Yourself Ready To Get Pregnant

The Doctor Will See You Now: Getting Yourself Ready To Get Pregnant

For many people, having a baby is something that has been planned. It is rare to find someone that gets pregnant when they aren’t planning to. So as it is a conscious decision, it means that there are plenty of things that we can do to help ourselves along the way. Becoming a parent is a big decision and shouldn’t be taken lightly. So you need to make sure that you’re in a fit state both physically and mentally for it all. So if you’re thinking about parenthood, here are some suggestions of things to be doing to get your prepared.

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See Your Doctor

If you’ve made the decision to get pregnant, then seeing your doctor is a good idea. They can talk things through with you, as well as check on any medication that you may be currently on; will you need to come off the medication? If you have had issues with fertility or your ovaries before, such as cysts or an ectopic pregnancy, then they may refer you to someone like HRC fertility clinics for some more advice. So schedule an appointment with your doctor as soon as you can.

Consider Genetic Screening

If you have a family history of specific genetic illnesses such as cystic fibrosis or sickle cell disease, then you might want to consider getting genetic screening before you start trying to conceive. It will show how much you are a carrier of the disease, as well as how much your partner is. It can give you some peace of mind, as well as open up some other avenues to you like surrogacy or fertility treatment if you think that might be best.

Take Folic Acid Supplements

Folic acid is really important to have in high abundance in your body when trying to get pregnant. It can help your baby to grow well and reduce the chances of things like spina bifida. You can pick up a tub of folic acid tablets quite easily from a drugstore, so be sure to pick some up and take one tablet each day.

Keep Active

Pregnancy can be a big strain on your body, especially if there is chance of you having multiples. So be as active as you can now so that you can carry on being pretty active throughout your pregnancy. Work on building strong muscles, as well as getting your fitness levels up will stand you in good stead for pregnancy.

Cut The Bad Habits

In order to prepare your body for pregnancy, then you need to start now so that it gets used to it. If you are a smoker or a regular binge drinker, then cut this down or stop completely. It has been shown that these things have detrimental effects on the baby so stop doing them now, and it will be easier when you do get pregnant.

Good luck on your journey to parenthood. Making some changes now will mean you have a much better pregnancy, leaving both you and the baby feeling better. It really is worth it!

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Five Reasons Why Children Need To Grow Up Around Animals

Five Reasons Why Children Need To Grow Up Around Animals

If you grew up with a pet, then no doubt you will have many happy memories of the time you had together. As it happens, just over sixty percent of American homes have a pet, meaning we are a nation that loves animals. However, there […]

Date Night: Cooking Up A Feast For Your Loved One

Date Night: Cooking Up A Feast For Your Loved One

If you’re busy parents; it can be a challenge to find the free time to spend with one-another and catch up on how you’ve been. Finding a babysitter isn’t always possible, and money and routines might be tight, especially if your older kids are now […]

The Art of Building Stronger Relationships

The Art of Building Stronger Relationships

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Life is all about the relationships we build. While the vast majority of them are superficial and lacking in depth, it is the ones that run deeper that make a real difference to our lives. If you are looking to form more lasting relationships, this article is here to give you a brief overview of how to do this. Like anything else, you will get out what you put in. Building meaningful relationships isn’t something that can be done overnight, but the rewards that you experience could be significant.

Meet More People

The more different types of people you meet, the more likely it is that you will find those who you are able to build strong relationships with. After all, you are looking for overlaps in personality, interests and values. People tend to become set in their ways and simply stick with the relationships they have built after a certain amount of time. But if you take the time to expand your social circle, the rewards are much more likely to be ready and waiting for you.

Talk About What Matters

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What matters is a concept that varies wildly from person to person, but if you always keep your conversations shallow and trivial, you are much less likely to get beneath the surface to discover more about who that person really is. Sometimes, when you have these deep conversations, you will find that you don’t have that spark of connection, but on other occasions, you can start to build up a lasting relationship.

Show Vulnerability

Most people travel through their lives giving off the impression of being strong and not showing their true emotions. All human beings have flaws, and showing these flaws to other people is something that can be very challenging, but also very rewarding. Some people find that counselling helps them out in this respect. Not showing your flaws to other people means that you are always hiding to a certain degree.

Align Thoughts, Words and Actions

The difference between thoughts, words and actions can often be vast, but people will find it difficult to trust you if you don’t have integrity. For example, are you willing to provide them with honest feedback, and can they trust you to keep your promises? The gap between the person you are in your mind and the one you are in real life is a difficult one to bridge, but if you are constantly trying to spare people’s feelings, you are not being true to yourself or to them.

Provide Support

Connections between people grow when they feel like they can rely on each other for support. This may just be a few kind words or grander actions, but the art of building relationships depends on you being there for each other.

Strong relationships have the advantage of making you feel more fulfilled, as well as more connected with the entire world in general so they are always worth putting in the extra effort to build.

 

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Pay Attention, Men! Getting The Spark Back After A Baby

Pay Attention, Men! Getting The Spark Back After A Baby

If you go online, there are hundreds and thousands of articles about preparing for a baby, preparing for labour and how to manage your hormones during pregnancy. They talk about the moments leading up to birth and how you will feel after your baby is […]


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