Pexels If you’ve been feeling rather down lately, whether that be from a bad breakup or a nightmare boss, it’s only normal that you should treat yourself to something. But rather than a box of chocolates and a bottle of wine (although these work […]
Remember the day when phones didn’t have cameras? Or even texting? Yes, the most recent generation thinks we are crazy for reminiscing those days but they were are simpler time. My generation were the ones that started the obnoxious bathroom selfie trend with your basic digital camera. Drove me nuts seeing those flashes in mirrors. But I did carry my camera around to capture moments with friends. I got my first camera when I graduated high school to take with me on my exchange program to Japan. It was a Kodak. I felt so cool because it had a screen to review images. Oh yea, it was awesome. But in the past decade (plus) the digital camera for every day use has made leaps and bounds from where it was.
They not only have the ability to shoot more photos but you get a better quality photo. One of the things I still enjoy about these is their size. Light weight and easy to pack in a purse, pocket or in your luggage. Unless you are trying to take artistic photos or create a special effect, these are great for the individual just trying to capture memories.
If you are looking for one for your child and don’t want to spend a lot then this would be a great choice.
Mr. Hound has this one. It has been great for us. He takes it with him on vacations and it has produced great photos when he needs an image to sell a product online.
If you are looking for a high quality shot with the convenience of a small camera, then this may be just the one for you. With the ability to send the images to your phone or put them online immediately, you will fall in love quickly. A higher price tag but definitely a higher quality.
If you are in need of some extra memory, this is a great deal on a 32 gb memory card. Normally I see them for over $20 at the store. I will be stocking up on these.
With so many great moments to capture, how will you get them?
Do you enjoy scrolling Instagram accounts where every shot it perfectly posed? Where it looks like they had Annie Leibovitz or Alfred Eisenstaedt directing them? Not going to lie, I do enjoy those accounts myself. But after I got my camera, it got me thinking. […]
Image Credit: Picserver Debt is never any fun and that sense of dread you get every time the mail comes makes day-to-day living stressful. Though it might seem that the black hole of debt is never ending and the bills will just keep on […]
Having a dog is awesome. It’s probably one of the best things you can do. It’s literally like living with your best friend, but minus the petty arguments and bitchiness! But sometimes, they fall ill or get injured, and not only is that heartbreaking, but our bank account cries a little inside too, because, well, vet bills are damn expensive!!!
Here’s how you can keep your head above water if, (God forbid) your pup needs to take a trip downtown.
It sounds so obvious, because – it is. But that doesn’t mean it’s easy. Being responsible with your money is a battle of will every single day. Other than all the things you need to spend your money on, like the bills and the groceries – those shoes are also calling your name… But that’s where you have to say no. One way to manage your money is by creating your own personal budget, and sticking to it! Any expenses that aren’t essential – take them off the list. Think of all the money that you’ll be saving!
There’s always the possibility of taking on an extra job for some more cash. There are plenty of jobs that you can do on the weekend or in the evening, like waitressing. A few hours here and there may not sound like a lot, but it all adds up in the end. There are other ways of making money in the comfort of your own home too. You can fill out surveys, or even start your own blog.
Ask for help
Sometimes you just can’t do it alone, and in that case, you’ll need to stop worrying about pride and just ask for help. If you have any family that could help you out, then you could always ask them to lend you some money and then pay them back gradually whenever you can. But not everyone has this option, which means you may have to consider unsecured personal loans. This is the most common option when looking for financial assistance. They tend to be so popular because they also have lower interest rates that any other loan – which is always a bonus.
Sell unwanted things
Everyone is guilty of having things hidden away in cupboards, or in the attic, or the basement, or the spare room. It’s just a part of life. And as daunting as it may be thinking about having to sort out all the boxes of lovable junk – it’s so worth it. You know that you’ll never use that lamp, or play that game – and you definitely won’t wear that jacket again. So sell them! You can do this by word of mouth, have a garage sale, or sell your items online with sites like eBay and Amazon. Or if you’re feeling social, throw a selling party and invite all of your friends and family round. Drink cocktails, listen to music, and sell your junk!
So as you can see, there are a lot of different options you have to prepare yourself for the dreaded vet day. As long as you’re smart, and have a little self-control, there’s no reason you should be consumed by bills.
Do you find that your bills take up the vast majority of your outgoings? If so, you are not alone. It can seem like a never-ending cycle when you save up enough money throughout the month, only to see it disappear on all your outgoings. This leaves you with very little to spend on something nice for yourself. So when it comes to saving, is there any foolproof method to save money when bills take up all of your finances?
Look At Your Working Habits
Of course, we all need to go to work to earn money, but what are the things that you do in work which take up a lot of your finances? For example, at the cost of public transport. Or even your fuel costs. If you find yourself paying a lot of money to get to work, it can add up to a lot of money at the end of the month by the time payday rolls around. Some of the ways to offset this balance would be to work at home on occasion but also to look at your expenses when you are at work. The biggest example that comes to mind is your lunch. Do you spend a lot of money on lunch every day, or can you take a packed lunch, or even better, leftovers of last night’s dinner into work?
Consolidate Your Bills
If you’ve got various bills to keep track of, this can be very debilitating financially, especially as if you got various credit cards, each bit of interest on each card will all add up. So you are best off consolidating it into one manageable item of debt. In addition to this, look for ways to get money back on certain transactions. Something like cash back credit cards and help when you need to spend money on purchases, including bills, where you can get some money back. In addition to this, your utility bills could benefit from some sort of consolidation, either by contacting the suppliers and asking for a loyalty discount or by switching suppliers.
Consider Your Recreational Habits
Not just that Netflix subscription, but do you have a gym membership that you don’t make the most of? Recreational expenses are a big part of how we enjoy your life. That’s not to say that you should cancel everything, but take a good look at what you really make the most of in your life. If you do watch a streaming service every night before going to bed, then, by all means, keep it. But if that organic fruit and vegetable box you get every month is eating a lot of your finances, is it really worth the expense?
It’s also worth considering how your attitude is towards saving money. If you do go out and buy clothes on a whim all the time, is it more the fact that you are unable to save because you keep dipping into that fund to buy something you think you really need at the time? Bills don’t have to take up all your finances, but this, in conjunction with a healthy attitude to spending, will help you to save money.