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Don’t Drown Yourself In Vet Bills!

Don’t Drown Yourself In Vet Bills!

Image Source   Having a dog is awesome. It’s probably one of the best things you can do. It’s literally like living with your best friend, but minus the petty arguments and bitchiness! But sometimes, they fall ill or get injured, and not only is […]

Are You Tired Of Debt Controlling Your Life

Are You Tired Of Debt Controlling Your Life

Are You Tired Of Debt Controlling Your Life?   For freedom   When it comes to living with debt, is there really any financial freedom? Everything you earn is expected to be given away at some point, and it can be a real pain if […]

A Love Letter to Active Wear

A Love Letter to Active Wear

I woke up late, tired, unsure if I was even human. I somehow managed to climb out of bed and stumble into the bathroom to get the sleep out of my eyes and morning breath banished. I get the kid up, fed and ready for the day. 15 minutes of staring at my closet, nothing seems like the right outfit. Then I hear the beautiful song of angels, it’s as if they are whispering in my ears.

*Church of England Children’s Choir* ACTIVE WEAR!

The name just flows over my ears like a warm summer breeze. Yes, how could I have not known? You were always there. You were the ones always holding me up (and in) when I needed you the most. You were the one that never judged that I hadn’t showered in two days. You make me feel like I am achieving so much more than I ever am.

Every time I put you on, I feel like I am embraced in a hug all day. Suddenly my rolls and misshapen areas aren’t so noticeable and I have a pep in my step. I no longer look like a frumpy mom. Suddenly I’m a kick-ass, rocking life, act together woman that can achieve anything.

From playing with my family to running errands, you give me the ability to get it all done. As women’s love affair with you has grown, so has your style. You’ve gone from crazy track suits to stylish apparel that our favorite celebrities are proud to be snapped in.

Your comfort and beauty transform me into a confident version of myself. As I write this love letter to you, I appreciate the warmth you entwine me in. Oh my active wear, I love you.

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Save Me! Ways To Scrimp Money When It All Goes On Bills!

Save Me! Ways To Scrimp Money When It All Goes On Bills!

Image   Do you find that your bills take up the vast majority of your outgoings? If so, you are not alone. It can seem like a never-ending cycle when you save up enough money throughout the month, only to see it disappear on all […]

To Spend or to Save, That is the Question

To Spend or to Save, That is the Question

Image Credit: Pxhere   In many ways finance is pretty simple: you need to spend less than you earn. But, as easy as it is to say, it’s not so easy to make sure that you follow this advice all the time.   Sometimes spending […]

Best Money Saving Apps

Best Money Saving Apps

*Disclosure There are affiliate links in here. Should you sign up or make a purchase after clicking on one, I may make a small commission. This helps to keep the blog up and electricity running so that I can continue to give you some awesome advice.*

If you know anything about the Hound Family, you probably know that frugality is a badge we wear with pride. I’m not talking about wearing our undergarments until they are dust, although I think Mr. Hound may if I didn’t toss them and get new ones for him. No, I am talking about how much we have learned over the last few years as we have budgeted, coupon clicked, ad searched, saved and just withheld from things.

If Dave Ramsey has taught me anything so far, it’s that Cash is King and I want to achieve my dream farm. Yes a farm, because I want cows, chickens, goats and some big pigs (Tara is my current piggy). And whether we like it or not, we have to spend money. Until I have my farm, I can’t live that life of creating majority of what I need.

There was a time when I would go grocery shopping for dinner, EVERY SINGLE DAY! I sat down and did the math on how much I was spending. $80-$140 a week just on food for dinners. And while some of you are reading this and think, that’s not that much, oh trust me, it is.

A while back, I wrote about how we save money by buying meat in bulk and freezing it ourselves. Which I know isn’t a possibility for everyone. And while I am so glad we do it, it is hard as well. But buying bulk wasn’t enough. I wanted to save as much money as possible and take advantage of the amazing rebates out there. So I began to ask around and scour the web.

Here’s a list of my favorite money saving apps:

  1.  Ebates I wish I had signed up much earlier for this service. There are so many stores with cash back options to shop. Simply go through the app on your phone or their website, select the store if you are shopping online and once you have made a purchase, it will add whatever the current cash back percentage is to your account. Then they send you a big fat check or you can have it via PayPal.
  2. ibotta As in ibotta lot of stuff and need some money back. This has been one of my favorites for quite a while. No cards need to be added, but you do need to save your receipts. Because we already save our receipts until the end of the month, it’s easy. Each week before I get groceries, I look at the rebates available. If there is a product I was already going to buy, I make sure to add it to my rebates and get that brand at the store. Then as I put the groceries away, I snap the picture of my receipt in the app and then scan barcodes for the products. You can’t cash out until you have reached $20 but you can either have it sent to you via the bank, PayPal or an e-giftcard.
  3. Dosh While this one may not be a favorite of some, I like the concept. You do have to connect a card or multiple. It has local and online businesses that have rebates. When you use a card at one of the places listed on the app, you will receive that percentage back. It does track your spending which is a big turnoff for some. When you sign up, you receive a $5 incentive for the first card you connect and $1 for the next two.
  4. Walmart Grocery Pickup This app is AMAZING. With so many of us having full plates, we don’t always have the time to pick up a weeks worth of groceries to fill our plates. I love corny jokes. Get it, corny, food. Ok, enough with the jokes. This is still limited to certain Walmart stores, you go on, select a pickup time, order the exact amount you want and then get them when it’s time. Just pull up to one of the parking spots specific to order pickup, check in and they bring them and load your car. Crazy, I know. Perfect for those of us with kids that don’t want to get them all unloaded and wander the store while they bug us to buy everything they see.
  5. Fred Meyer ClickList Another store you can order your groceries online and pick up is Fred Meyer. I love shopping for produce here. I always have great luck with large, fresh produce at low prices. Plus you can get gas rewards.
  6. Safeway & Albertsons We buy most of our groceries from Safeway because it is close to our home and I get insane gas rewards. When I fill up, I usually have $00.60 to $1 off per gallon. That adds up. Download the app, set up your rewards card and add the coupons. We save anywhere between $30 and $80 a week on our groceries because of this. What I love, is the store has their own personal coupons and then always has the manufacturer coupons in the app as well. And yes, I double stack savings. Which means if something is on sale, I also use a coupon to save even more. Win win baby.
  7. Target Let’s all take a moment to truly appreciate this one. Majority of us shop here. But are you taking advantage of the amazing savings they have on every day products? One of my favorite things is the Red Card. It is a debit card that you connect to your checking account and only works at Target. It will always give you 5% cash back on your purchases. Use that 5% on top of all of the Cartwheel offers, and you can save a whole lot of money.

Another thing I like to use is the Flipp app. Set it up to your zip code and see ads from all of your local stores. You can even connect your store loyalty cards to add coupons from the stores and manufacturers. It shows them all in one area and you can make a shopping list with it.

What apps do you use to save that green? Drop them in the comments and help others.

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Cute Kids Valentines

Cute Kids Valentines

*Disclosure There are product links in here, that if you were to click on them and buy a product, I would make a small commission. This commission pays to keep my site up and the electricity that powers it all.*   Oh Valentine’s Day. I […]

Kwik Stix & Magic Stix Review

Kwik Stix & Magic Stix Review

Disclosure I was provided with the product and compensation for my honest review of these products. All opinions are my own. A while back I did a review of Kwik Stix and let’s just say, they do not disappoint. Mini was 2 at the time […]

7 Pregnancy Myths Busted

7 Pregnancy Myths Busted

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There are lots of dos and don’ts surrounding pregnancy – but which ones are true and which ones are a load of rubbish? Here’s a look into some common guidelines and whether you should take any notice of them.


You should be eating for two


FALSE. Many expectant mothers take advantage of the fact they’re also feeding a baby and end up pigging out. However, your baby doesn’t need as many calories as you may think. In fact, 300 calories more is all you need in your diet to keep your baby healthy. Too much feasting could be causing you to pile on the pounds and you could find that that bump refuses to shift afterwards.


You should be taking supplements


TRUE. Prenatals are a form of supplement containing lots of vitamins that have been proven to reduce the chance of defects. These supplements should contain 600 – 800 mg of folate in them. You can also take fish oil and probiotics. You should of course be wary of taking too many supplements as this could cause overdoses of certain vitamins and minerals that won’t be healthy for you or your baby.


You should avoid cheeses


FALSE. Cheese may actually contain healthy amounts of calcium that your baby needs. There are risks with unpasteurized cheeses such as brie and feta – pregnant women are more at risk of infections caused by these cheese due to a hormonal imbalance. This risk can be drastically lowered by simply choosing pasteurized cheeses. The likes of cheddar and Swiss cheese carry virtually no risk at all.

You should avoid caffeine


FALSE. Too much caffeine has been linked to a greater risk of miscarrying, but really you’d have to be already drinking unhealthy amounts of coffee for this to be the case. One cup of coffee a day is unlikely to have any risk – a study by McGill University found that it takes two to three cups a day at least before the chance of any risk sets in.


You should avoid alcohol


TRUE. Multiple studies support that drinking regularly whilst pregnant is probably a bad idea. Doctors generally agree that a glass of red wine a week is fine and could even carry some health benefits. It’s personal choice whether you drink more than this or abstain at all.


You should avoid seafood


FALSE. Raw and undercooked seafood has the potential to make anyone ill. Pregnant women are more susceptible to the bacteria found in raw seafood. However, so long as the seafood is prepared properly, there’s no risk. If you’ve never got seafood poisoning from a restaurant or sushi bar before – why stop eating there now? The same applies to chicken in pork, which some overcautious pregnant women similarly choose to avoid.


You should stop exercising


FALSE. Being active isn’t going to harm your baby. In fact, it’s likely to make your baby healthier, not to mention preventing any unwanted weight gain during pregnancy. Of course, you may want to take break from high-intensity exercise such as sprinting, jumping and lifting heavy weights. There are however lots of low-intensity exercises such as swimming, walking and stretching that you can still do whilst pregnant.

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The Dirty World Of Diapers!

The Dirty World Of Diapers!

File   “We’re going to be parents!” They are the greatest five words any new mom or dad can hear… in the beginning. Then, the research starts and the panic sets in and never leaves. What if you do this wrong? What if you do […]

My Diary

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“We’re going to be parents!” They are the greatest five words any new mom or dad can hear… in the beginning. Then, the research starts and the panic sets in and never leaves. What if you do this wrong? What if you do that wrong? What if you aren’t a natural parent?! All new moms and dads think this way because the idea of looking after a small life is almost impossible. After all, there are so many bases to cover to ensure they are fed, clean and safe.


Diapers are just one area which will rock expecting parents to the core. On the face of it, they seem straightforward. All you have to do is take one off, clean up, and replace it with another. But, as any mother or father will tell you, there is much more to the process.


Therefore to help you out, this post has come up with basic diaper mistakes. The following are the errors new moms and dads make and how to avoid them.


Mistake #1: The Wrong Size


The concept that one size fits all doesn’t work with diapers. A disposable nappy that is too big or small will leak or cause chafing. Either way, there will be a huge mess on your hands. Thankfully, the diaper manufacturers don’t expect the parents to know what size is best for a small baby. Rather, they detail the dimensions on the packaging to help avoid disaster. Still, it is down to the adult to know how big their son or daughter is and what fit is best. An excellent tip is not to assume they are average. Just because they are 0-6 months of age doesn’t mean they aren’t bigger in size. If they are, the 3-6 months range may be a wiser purchase. When you put a diaper on your child, check to see how tight it is and if there is enough room.


Mistake #2: Not Changing Often Enough


Babies need changing three to four times a day, and that’s a conservative number. Typically, the figure is closer to five or six depending on the circumstances of the day. It isn’t rare for new parents to think, “why on earth do we do this so often?” let’s face it – a baby may have peed or pooped once or twice maximum. Still, changing a diaper and putting a clean one on is essential for skin rash purposes. Due to the material, an old diaper can chafe a baby’s backside and legs and cause them discomfort. It’s even worse when they are stewing in their own filth throughout the day. Although it seems like a hassle, changing little and often is better than dealing with a screaming child. To make sure you stay on top of it, get into a routine. For example, switch diapers when you leave the house so you don’t have to do it in public.


Mistake #3: Being Rash With Moisturizer


Removing a dirty diaper and replacing it with a fresh one is only the beginning. To ensure chafing doesn’t happen, moisturizer is vital. Not only does it soothe problem areas, but it also keeps the skin cool and negates future issues regarding rashes. Unfortunately, parents can forget to apply cream or lotion every single time they change a nappy. Yep, doing it five to six times a day can seem like overkill, but it does help to protect the skin. How can you make sure you don’t forget? Do it by putting the lotion into the diaper bag. That way, the tube should catch your eye and act as an instant reminder. Also, don’t use moisturizers that include alcohol or harmful chemicals as baby skin is extremely delicate. Therefore, toxic substances can cause rashes and painful breakouts, which is why organic creams are best.


Mistake #4: The Garden Fountain


Babies love to kick their legs so much that parents tend to leave them on the table naked. Why not? Look at the smile on their tiny face! Then, the inevitable happens and a stream of pee squirts in your direction. Whether it hits your face or lands harmlessly the on the floor, it’s a risk most parents don’t want to take. Plus, it’s unnecessary because babies love kicking their legs just as much while wearing a diaper. So, always clean their butts and put on a nappy for your own protection. The last thing you want is for your clothes to smell like urine! Alternatively, if you can’t bring yourself to do it, have a cloth to hand. That way, you can catch the stream and stop the garden fountain in its tracks. Just make sure it’s waterproof or else your hands will be wet through.



Mistake #5: Leaving The Room


Your son or daughter is on the changing table or mat and kicking their legs furiously. Honestly, if you didn’t know them well enough, you would think they were happy for once! Kids love to be free and roll around, and changing time is a perfect chance to let it happen. Still, a baby needs constant attention regardless. Say they are on a table, it doesn’t take much to roll over and fall off and bang their head. Or, if they are alone on the floor, they may pick up a hazardous material and put it in their mouth. Yes, it seems like an excellent time to check on dinner and multitask, but it isn’t worth the gamble. Always pick the baby up and take them with you when you go into another room just to be safe. Or, get a responsible grown-up to take over monitoring duties while you deal with another task. Even better, ask them to do it while you watch your baby enjoy life.




Mistake #6: Disposable Over Reusable


Now, it’s worth noting that both have pros and cons, so it’s a personal choice. Why is it wrong to choose disposable ones, then? It’s because the majority of moms and dads don’t act before they buy. Instead, they opt for the brand which is the most popular or less disgusting. Yes, cleaning out old, dirty diapers is by no means appealing even to a parent who is obsessed with the child’s bowel movements. Still, it points out on this website that reusable diapers can save a family a significant amount of money. Over the course of a child’s diaper-wearing life, the figure can be anywhere between $2,000 and $2,500. For the sake of cleaning out a bit of poop, a cash-strapped mom or day may change their mind. The site also points out disposable diapers have positives too, such as having a better absorption rate. The thing to keep in mind is not to make a rash (get it) decision. Always weigh up the options beforehand and make an informed choice.


Mistake #7: Back To Front


Parents think diapers are easy to use, but they don’t come with instructions. Even worse, it’s nearly impossible to tell which side is the front and which is the back. Putting a diaper on back to front is inevitable, but it’s essential that you catch the error ASAP. The reason is simple: leakage. Babies will do their thing and it will seep out if the diaper isn’t on the right way, a lot like it would with a diaper that didn’t fit. To help, look for a tag in the back or writing or anything which wouldn’t be on the front.


As you can see, diapers are by no means straightforward. Indeed, you will make a mistake or two. The good news is this advice should help limit the damage.

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